Flat fees. In writing. Before we start.

The honest way to price a plan

Most financial sites either hide their fees or invent tidy packages that don't fit anyone. Here's our policy instead:

• Flat planning fees — never percentages of your money. You pay for the plan, not a slice of your savings. That keeps our advice pointed at what's best for you, not what's biggest for us.
• Quoted in writing before we start. After your free discovery conversation, you get a written quote: the scope, the deliverables, the timeline, and the fee. You approve it — or you walk away.
• Final pricing confirmed at consultation. A young couple renting an apartment and a family of five nearing retirement don't need the same plan, and they shouldn't pay the same fee. The quote matches the work.
• No products, no commissions, no kickbacks. We don't sell investments or insurance, so there's nothing lurking behind the fee.
• No surprises, ever. If the scope changes mid-engagement, the fee changes only with your written approval first.

What a quote includes

Every written quote names four things:

1. Scope — which of the five anchors we're working on
2. Deliverables — what you receive (written plan, reviews, check-in cadence)
3. Timeline — when each piece lands
4. Fee — one flat number, all-in

Get Your Written Quote

Our Guarantee

If the plan isn't worth what you paid, full refund within 30 days.

The conditions, in plain English:

• 30 days from plan delivery. The clock starts when your written plan lands in your hands.
• You keep the plan either way. Ask for the refund and the plan is still yours — we don't take the work back.
• This is a refund on the plan fee — not a promise of investment returns. No honest planner can promise returns; we can promise we stand behind our work.